90% of ‘Apple’ users in Kuwait expected to shift to Apple Pay

Direct and secure payment tool

KUWAIT CITY, Dec 3: Kuwait is expected to see a new boom because of the electronic payment services when Apple Pay begins its service over the next few days, as it will facilitate payment operations via iPhone and Apple Watches, enabling those who won these devices to use them as a direct and secure payment tool without the need to using their bank credit cards, reports Al-Anba daily.

In this context, two experts in electronic payment systems confirmed told the daily that entering this service constitutes a quantum leap in electronic payment systems, as it achieves nine direct and indirect benefits for customers, which can be summarized as follows — allowing payment by iPhone or Apple Watch; the customer will not need to carry his credit card; Apple Wallet collects all your bank cards, even if there are many banks; payments with “Apple Pay” do not need the Internet; a high level of security, privacy and protection for operations; it provides an alternative transaction identification number that reduces the circulation of your banking data; reliable and proven processes over 9 years with complete safety and quality; high documentation and verification between the card holder, the bank and Apple and every payment process requires a face or fingerprint verification process. Experts say that the new service will attract a large number of users of “Apple” devices, and the following are the details: First of all, the founder and CEO of the “Kisma” project, Abdul Rahman Al-Hammadi, estimated that the “Apple Pay” service will attract 90% of Apple phone users in Kuwait, due to its ease of use and its security and protection system.

He indicated that the launch of the “Apple Pay” service in 2014 allowed iPhone users to add their bank cards to the electronic wallet, and pay through it, so that it provides security for users from not publishing their cards on websites, as bank card numbers are saved for users through the “Wallet” application on iPhones, after authenticating their identities, the application creates a virtual number for the card, and when the user makes a purchase, the original number of the card is not shared, but rather the default number, which contributes to enhancing privacy. For his part, Ali Al-Habashi, Co- Founder, Chief Operating Officer of Upayments, said that there is a great keenness on the part of Kuwaiti banks to provide the latest services in all fields, especially in the field of payments, as there is a race between local banks to provide advanced services and make them available to users. Therefore, the percentage of online payments is the highest in Kuwait compared to other countries in the region.

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